Finding travel insurance can sometimes be difficult, especially for people who are over 65 or who have medical conditions. Premiums can be sky high and medical screening can be difficult and time consuming.
Not with us. We are medical travel insurance specialists, which means we are used to talking to people with medical conditions and getting them the best travel insurance quotes. We do this by assessing your condition and then basing your premium on our Protectif Medical Risk Rating. It’s a sophisticated method for calculating the actual risk of you becoming ill on your trip, based on a sound knowledge of your condition and its complications. Questions are detailed so we can understand you better – and, of course – give you a better price.
We often find that people who come to us having tried other insurers are more than pleased by the quotes we give them – especially when those other insurers have turned them away.
“First choice for travel insurance”
“As I have a rare medical condition I always use World First for my travel insurance – quick and easy to get a quote. User friendly medical screening service. Excellent value for money – best prices quoted for travel insurance. No hassle way to purchase travel insurance.”
Kirsten, Confirmed Purchaser (June 2019)
Travel insurance that makes travel possible
We have been insuring travellers with health problems since 1973 and were the first company to be able to offer travel cover for people with HIV. We offer specialist medical travel insurance for thousands of pre-existing conditions and can insure people up to the age of 100. Lots of other insurers won’t cover people over 65.
Our policies often make travel possible for people with HIV, blood disorders, high blood pressure, pregnancy, thyroid problems, multiple sclerosis, cancer, heart conditions and Crohn’s disease. And many, many more besides. Try us.
For an informal chat about your condition you can call us on the number at the top of this page. And if you want to get a quote, it only takes a few minutes.
Going through the online quoting process
Our online quote engine is a simple as it can be, although we do need to ask some specific questions to be able to give you the right price for your trip.
Once you have entered your trip details you’ll be asked to choose one of our policy types with an initial quote for you and your party. At this point you can select from one of our 6 levels of cover. When you have done this you’ll then be able to choose whether you need our cruise extension, or other optional extensions, such as Golf and Gadget Cover. Once this is complete you’ll then go on to medical screening.
If you get stuck at any point you can get help by clicking on the information icons for help. Alternatively you can call us and we’ll take you through the whole process.
Medical screening is simple and efficient
The medical declaration will tell us if we need to screen any of your party for medical conditions and will only take a few minutes. Naturally this means that you only have to declare conditions for those that have them and will only be charged extra premiums (if at all) for those with conditions to declare.
Once you have identified any conditions we will ask a few questions about your treatment, medication and recovery. Occasionally we may not be able to offer cover straight away and will ask you to call us for more details. It doesn’t mean we can’t offer you cover but simply that we need more information to give you the right kind of policy.
Finally you’ll see your quote, which will include any extra premiums to cover your medical condition, and a policy summary with all the details. If you are happy that the policy covers all conditions, sports or add-ons and will give you the cover you need, you can save it or buy your policy straight away.
If you prefer it’s just as easy to go through this on the phone by calling us on the number at the top of this page.
Getting medical cover for difficult to insure conditions
While we specialise in covering people with medical conditions and can often cover ‘difficult to insure conditions’ at a fraction of the cost of other insurers, there are times when we may not be able to offer cover through the normal channels. But that doesn’t mean we can’t help.
Give us a call using the number at the top of this page and we’ll talk through the options.